The cheat sheet · grounded in IRS recordkeeping rules

How long do you
keep this?

Every kind of household paper, with its verdict and the reason. The rules underneath are the IRS's own: three years standard, six for underreported income, seven for bad-debt claims, and forever for anything that proves who you are or what you own.

Or stop looking things up. Keep or Shred is an app that reads each piece of mail from one photo and hands you this verdict automatically, with the summary, the checklist and the dates attached. Coming to iPhone and Android — January 2027.